Pengaruh BOPO, NIM Serta ROA Terhadap CAR Pada Bank Swasta Nasional Devisa Yang Tercatat Di BEI
Abstract
This study aims to determine and analyze the impact of managing operating costs, managing productive assets, and considering the ability of assets to generate profits on the risk of loss that may be faced by the company. The sample used in this study is a national private foreign exchange bank listed on the Indonesia Stock Exchange for the 2015-2020 period. To conduct this research, a sample of 36 data is needed. This study uses several methods, namely classical assumption testing, hypothesis testing, and multiple regression analysis. Meanwhile, to help the calculations in this study used statistical methods from the SPSS program. This study finds out whether the BOPO and ROA variables have no effect on the CAR variable, while the NIM variable has an effect on the CAR. With this study it can be concluded that the company must pay attention to and regulate capital adequacy properly so that the health of the bank is always well maintained.
Downloads
References
Andini, F., & Yunita, I. 2015. Analisis Pengaruh Return on Asset (ROA), Return on Equity (ROE), NonPerforming Loan (NPL), dan Loan To Deposit Ratio (LDR) Terhadap Capital Adequacy Ratio (CAR) Pada Perusahaan Perbankan Di Indonesia. E-Proceeding of Management, 2(2), 1384–1391.
Fitrianto, H., & Mawardi, W. 2006. Analisis Pengaruh Kualitas Aset, Likuiditas, Rentabilitas dan Efisiensi Terhadap Rasio Kecukupan Modal Perbankan yang Terdaftar di Bursa Efek Jakarta. Jurnal Studi Manajemen & Organisasi, 3(1), 1–11.
Hidayati, M. l., & Hasanah, N. 2022. Pengaruh CAR dan FDR Terhadap NPF Pada Bank Syariah yang Terdaftar di OJK Periode 2018-2020. JRAK Jurnal Riset Akuntansi dan Bisnis, 8(2), 77-83.
Oktaviana, R., & Syaichu, M. 2016. Analisis Pengaruh Size, ROA, FDR, NPF, dan BOPO Terhadap Capital Adequacy Ratio pada Bank Umum Syariah di Indonesia Periode 2010-2014. Diponegoro Journal of Management, 5(4), 1–10.
Rianto, L., & Salim, S. 2020. Pengaruh ROA, LDR, NIM, dan NPL Terhadap Capital Adequacy Ratio (CAR). Jurnal Multiparadigma Akuntansi Tarumanegara, 2, 1114–1122.
Sari, M., & Zulfiar, E. 2017. Pengaruh Loan to Deposit Ratio, NonPerforming Loan, dan Return on Asset Terhadap Capital Adequacy Ratio pada Bank Pembangunan Daerah di Indonesia. Jurnal Akuntansi Dan Pembangunan, 3(1), 85–104.
Tabrizi, A. 2014. Analisis Pengaruh Variabel Makro Terhadap NonPerforming Financing Bank Umum Syariah di Indonesia Periode Tahun 2005 – 2013. Skripsi: UIN Syarif Hidayatullah. Jakarta.
